The "overheads" of our civilisation are just too great. They may be an onerous burden. Just one example in my own, present experience: to activate a dormant account, I needed to submit 21 pages of material, which took me 6 hours, and cost the equivalent of 50 McDonald's burgers. And the process is not over yet.
OBSERVATION: Do people understand the burden they are placing on the populace? And that is just one example among many. It is worse for some -- particularly the poor.
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